10 Do's and Don'ts

  • Don't apply for a new credit of any kind
  • Don't max out or overcharge existing credit cards
  • Don't consolidate debt to one or two credit cards
  • Don't make major purchases
  • Don't make uncharacteristically large payments into your accounts
  • To do: keep all existing credit card accounts open
  • To do: be prepared to pay off collections if required by underwriting the loan program guidelines
  • To do: provide documentation for satisfied judgement or paid tax liens
  • To do: stay current on payments for all existing monthly obligations
  • To do: call Loan Officer before making any financial decisions or changes to your normal financial routine

WHAT CLIENTS SAID ABOUT US

ZILLOWREALTOR.com

REALTOR

Matthew Henry

(804) 594-9490


Email: homes@HenryTeamVA.com

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Henry Team Real Estate is a Virginia-based residential real estate team. We help sellers and buyers across Central Virginia with pricing strategy, preparation, negotiation, contract management, and full coordination through closing.

SERVING
Chesterfield, Midlothian, Moseley, Richmond, Henrico, Glen Allen, Bon Air, and surrounding Central Virginia communities.