Seventy-eight percent of homeowners say they have buyer’s remorse over purchasing their home within the last 12 months, mostly because of unexpected repair costs, according to a survey from Hippo, a home insurance group. Proactive home maintenance, however, can help ward off many repair nightmares.
After all, two-thirds of homeowners who experienced a repair issue admit the problem could’ve been prevented with proactive maintenance, another Hippo survey finds. Further, 67% say unexpected home issues have affected their mental health, and 63% say the problems have affected their relationships.
Courtney Klosterman, a home insights expert at Hippo, offers the following breakdown of home maintenance projects to help lessen stress.
A poorly maintained roof can lead to deterioration, damaged shingles and other issues like moss buildup, which can make it easier for water to seep into ceilings. A slow roof leak also can turn into a huge backlog of moisture in a ceiling or attic. This can eventually proliferate into mold that grows on walls and framing, leading to poor air quality in the home and even damage to the home’s structural framing.
What to do:
Leaves and debris can build up in gutter lines, causing water to spill over the sides and potentially lead to foundation damage, structural defects, mold, mildew and basement flooding. In cooler climates, water residue in clogged gutters can freeze and expand, causing water to seep into the roof or eaves.
What to do:
The siding on a house needs to be well-painted and sealed to help avoid leaks or mold from forming and keep pests out.
What to do:
Faulty tree limbs can damage a home, especially during storms. On windy days, tree branches can strip off layers of siding or asphalt from the roof singles that protect a home. A storm also can cause a sick tree’s limbs to fall onto a home. In drier climates, homeowners have an additional wildfire risk that encroaching brush can have on a home.
What to do:
Don’t overlook a home’s critical systems and appliances.
Water damage is one of the most common and costly disasters a home can experience. The average home insurance claim costs upwards of $12,000, according to the Insurance Information Institute.
What to do:
Over time, sediment builds up in the bottom of a water heater, which can corrode the tank and heating elements and shorten its lifespan. A replacement water heater can be costly—anywhere between $1,000 to $1,500 or more.
What to do:
The leading cause of home fires involving the dryer is dust, fiber or lint buildup in the dryer exhaust vent, according to the National Fire Protection Association. While many homeowners are mindful to clean the lint filter in-between laundry loads, Hippo’s Housepower Report revealed that most homeowners wait more than two years to clean their dryer exhaust vent, if they ever do.
What to do:
The buildup of cooking oils and grease that occurs on a stove hood over time makes cooking the leading cause of all home fires, according to the United States Fire Administration.
What to do:
Refrigerator coils are critical to cooling. Most homeowners don’t vacuum their refrigerator coils routinely, according to Hippo’s Housepower Report. Nearly one in five homeowners say they did not know they had to vacuum their refrigerator coils at all, the survey notes.
What to do:
A home’s electrical system needs to be protected from overheating in the event of a power surge. According to Hippo’s Housepower Report, more than two-thirds of homeowners don’t know the location of their fuse box or circuit breaker.
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Over time, the ground around a home may shift, causing changes to how the home rests on the foundation.
What to do:
When an HVAC works efficiently, heat and cool air are distributed throughout the home with good circulation. Common system breakdowns are a result of dirty HVAC filters, thermostat settings, a pilot light being out or a faulty thermocouple.
What to do:
Integrity is doing the right thing,
even when no one else knows.
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Buyer's Agent, Listing Agent, Relocation, Foreclosure
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Chesterfield, Richmond, Moseley, Prince George, Colonial Heights, Chester, and surrounding area in Virginia.